Roof leaks can happen at the most inconvenient and unexpected times, which can mean your household budget gets ambushed by a large, necessary expense to protect your home. That’s why Roof One has designed financing options that are both easy and sensible.
Finance Your Project Today
At Roof One, we believe protecting your home shouldn’t feel stressful, especially when it comes to budgeting for a new roof or repair work. That’s why we offer straightforward, flexible financing options designed to fit a wide range of needs.
Our most popular plan is 12 Months Same as Cash, giving homeowners a full year to pay with no interest. When you apply for financing, we keep things simple by guiding you through the plan that best aligns with your goals and comfort level.
Roof One works with numerous trusted home improvement lenders, ensuring every homeowner has a reliable pathway forward to finance their project.
With Roof One, the process stays clear, honest, and customer-focused from beginning to end, because peace of mind should be part of every home improvement project.
Financing FAQ
When I apply for financing, does it do a hard or soft pull on my credit report?
It depends. Roof One has relationships with various financing partners. Some partners determine eligibility with a hard pull of your credit, whereas others do a soft pull.
What credit bureaus do each of your financing partners use to determine eligibility?
Our primary lender uses your Transunion credit score.
Do I apply for financing at the time of my appointment?
Yes. Your Home Solutions Specialist will inform you of the basics of our financing options, and you will be able to complete a financing application in your home. If you are approved, and agree with the option presented to you, you’ll sign the loan documents on the spot.
What happens if my first application for financing is declined?
If your initial financing application is denied, you will be asked to complete an online application so we can determine your eligibility with our secondary financing partners.
Can I finance my project if it is not a roof replacement project?
Yes. Financing is available for any of our trades, though some minimums and restrictions apply. Speak to your Home Solutions Specialist during your appointment about financing roof repair, gutters, insulation, or other trades’ projects.
